Intelligent Credit Scoring: Building and Using Credit Risk Scorecards, 2nd Edition
Intelligent Credit Scoring is an updated second edition of Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring. This book presents a business-oriented process for the development and implementation of risk prediction scorecards. It describes how risk scorecards can be a powerful tool for risk managers trying to improve their bottom line and details how they can develop and implement these scorecards using internal resources. The content includes: Scorecard Development Roles, Scorecard Development and Implementation, and Post Implementation. In this updated second edition, content the author will add includes:
- End-to-end examples using sample data
- A variety of new real life examples and stories
- A chapter on creating end-to-end infrastructure for scorecard development, governance and integration
- Content for bias detection via studying policy rules and talking to adjudicators
- Diagrams and real life examples of binning and bias detection using WOE curves
- New examples and in-depth analyses in each chapter
Intelligent Credit Scoring will expand upon each chapter from the original edition, adding about 100 pages of in-depth content and fulfilling content need by incorporating the latest trends and advances in credit risk scorecards.