Managing Your Money All-In-One For Dummies


Get a handle on yourmoney and take chargeof your financial future!

Want to take control of your finances once and for all? This easy-to-understand guide combines expert money management advice with personal finance tips. From credit cards and insurance to taxes, investing, retirement, and more, seven minibooks show you how to improve your relationship with money — no matter your age or stage of life.

  • Assess your financial situation — calculate debt, prepare a budget, trim spending, boost income, and improve your credit score

  • Run a money-smart household — save on utilities, reduce waste, and cut medical and transportation costs

  • Tackle your debt head-on — consolidate your debt, negotiate with creditors, and get professional help

  • Save and invest wisely — develop good saving habits, weigh your investment options, save for college or retirement, and trade online

  • Protect your money and assets — combat identity theft, conduct online banking, and determine your home, auto, and life insurance needs

  • Ensure a comfortable retirement — from 401(k)s to IRAs to reverse mortgages, manage your money and maximize your return

  • Plan your estate and will — prepare and safeguard a will or trust, work with planners and attorneys, and take care of aging parents

Open the book and find:

  • Ways to scale back on expenses

  • How to choose the right mortgage — and avoid foreclosure

  • Tips for lowering your taxes

  • Solutions for paying down debt

  • Proven investment advice

  • How to pay for college

  • The pros and cons of bankruptcy

  • Guidance in managing your money online


Book I: Taking Charge of Your Finances.

Chapter 1: Assessing Where You Are Financially.

Chapter 2: Improving Your Relationship with Money.

Chapter 3: Building and Sticking to a Budget.

Chapter 4: Cutting Spending and Boosting Income.

Chapter 5: Fixing Up Your Credit Report.

Book II: Managing Home and Personal Finances.

Chapter 1: Running a Money-Smart Household.

Chapter 2: Home Ownership and Choosing the Right Mortgage.

Chapter 3: Avoiding Foreclosure.

Chapter 4: Keeping a Lid on Medical Costs.

Chapter 5: Using the Internet to Help Manage Your Finances.

Book III: Dealing with Debt.

Chapter 1: Tackling What You Owe.

Chapter 2: Understanding How Credit Works.

Chapter 3: Consolidating Your Debts.

Chapter 4: Negotiating with Creditors and Getting Help.

Chapter 5: Considering Bankruptcy.

Book IV: Saving and Investing.

Chapter 1: Becoming a Saver.

Chapter 2: Investing in Stocks, Bonds, and Mutual Funds.

Chapter 3: Saving for Retirement.

Chapter 4: Saving for College.

Chapter 5: Working with an Online Broker.

Book V: Protecting Your Money and Assets.

Chapter 1: Combating Identity Theft.

Chapter 2: Online Banking.

Chapter 3: Homeowner’s Insurance.

Chapter 4: Auto Insurance Basics.

Chapter 5: Buying Life Insurance.

Chapter 6: Dealing with the Tax Man.

Book VI: Retiring Comfortably.

Chapter 1: 401(k) and 403(b) Retirement Investing.

Chapter 2: Retiring Your Way: IRAs.

Chapter 3: Paychecks from Your House: Reverse Mortgages.

Chapter 4: Managing Money in Retirement.

Chapter 5: Online Retirement Planning.

Book VII: Planning Your Estate and Will.

Chapter 1: Fundamentals of Estate Planning.

Chapter 2: Where There’s a Will.

Chapter 3: Limitations of Wills: What You Can and Can’t Do.

Chapter 4: Estate Planning Online.

Chapter 5: Taking Care of Aging Parents with Durable Power of Attorney.